Xaw vs veqt XAW – XAW is an index fund that tracks the world stock market (excluding Canada). Mar 23, 2025 · When Baby T2. I personally mix between VFV and VEQT to a weight I’m more comfortable in. Is there are an advantage or what is the advantage choosing the combination over XEQT or VEQT or vice versa. One is the All-Equity ETF Portfolio (VEQT), the other is to buy both the Vanguard FTSE Global All Cap ex Canada Index (VXC) and the Vanguard FTSE Canada All Cap Index (VCN) to target the Canadian exposure. After my thorough analysis of the all-equity ETFs, I decided to hold XEQT for our kids’ RESP. holding XIC and XAW) and are OK with the regular re-balancing. But Vanguard has done a lot of work on VXC over the years and now VXC’s MER is 0. I believe it all comes down to money and profitability. I've been hesitant to buy vgro as i don't really understand bonds as much as i read about them. 01 billion with an average daily trading volume of more than 46 million shares (or about $22 billion), lowering the expense Nov 29, 2021 · Also don’t miss our comparison between VGRO vs XGRO. In this video, we dive deep into the world of ETFs by comparing two popular choices: VFV and XEQT. As mentioned already, XEQT is very similar to VEQT as both hold 100% in stocks. By diversifying your investments through time and geography, you can save yourself some money . Apr 30, 2024 · XEQT (TSX: XEQT) and VEQT (TSX: VEQT) are both equity ETFs that provide excellent and instant diversification for Canadian portfolios. Dec 8, 2024 · Why TDB902? Is that a legacy holding you're gradually migrating over time, or at least not adding to? VFV is fine, but as it holds U. sorry if this has been answered many times but I've been reading and can't find the answer on why people would choose (VCN + XAW) vs XEQT or VEQT. iShares XEQT is an all-in-one ETF portfolio offered by BlackRock iShares. XAW in detail, we switched from VXC to XAW. It's a symbiotic relationship. Plans and risk tolerance comes before products but you already know that, since you bought VEQT. Whichever you decide to hold, I don’t think you can go wrong with VXC or XAW. 80 x --Ask 46. TO) – 30%; Vanguard Total Stock Market ETF (VTI) – 25% Mar 23, 2025 · We used to own VXC and switched to XAW due to XAW’s lower MER fees. 90, which is considered to be high. Like XEQT, XAW also holds the likes of XEF and IMEG. Our entire $14k purchase was XAW in 2024 many weeks ago. Mar 15, 2025 · Top Canadian Dividend ETFs VDY – Vanguard Canadian High Dividend Yield Index ETF. If you must you can balance it with 97% XAW and 3% XIC (Canada only) but not worth it for just a few percentages. Vanguard even has a paper on the utility of home bias in different markets. com serves over 80 million customers today, with the world’s fastest growing crypto app, along with the Crypto. 75% Total Cost of XAW = 0. And 2 ETFs aren’t hard to manage. Vanguard All-Equity ETF Portfolio (VEQT) is Vanguard Canada’s all-equity ETF portfolio. Other ETFs iShares XAW ETF vs. I’m wondering why the all-in-one funds like XEQT/VEQT, which is suppose to be globally diversified, hold ~25-30% of their allocations in Canadian stocks? If I truly want a globally diversified portfolio, should I purchase something like XAW and maybe get a ~3% of XIC on the side? Dec 19, 2019 · Now for the surprise. 04% difference is quite nominal ($4 in a $10,000 portfolio), unless if your total investments are in a high six figures range or seven figures, then in which case, something to consider. However, xeqt/veqt/vgro/xgro all have similar historic returns of about 6-7% and of course xus/vfv generally returns around 10% per year. But VEQT has over 13,000+ stocks, what are the chance that 1 one of those emerging company will become a very huge internatio Dec 18, 2024 · XEQT vs VEQT: Underlying Holdings. See full list on savvynewcanadians. Pros. The below topics are explained i May 23, 2024 · XEQT pays out quarterly, while VEQT only pays out once per year. May 14, 2025 · Compare XAW. You can of course just go 97% XAW and 3% of a Canadian ETF like XIU but 3% is insignificant enough and requires extra re-balancing so you might as well go 100% XAW in terms of the global ETF portion of your portfolio. XAW is the Canadian Couch Potato Recommended world Equities ETF (excludes Canada which is why you need to include VCN as part of your portfolio) 3. I sure as hell didn't. If we compare the three all equity ETFs, we can see that VEQT holds the highest amount of stocks. You could consider XEQT if you want less Canadian exposure. Owning property, even if you don't consider it an investment, is an act if active investment whether you want to believe it or not. Dec 20, 2020 · @Danny: Thanks for the comment. Now, if you want to keep things simple, do not want to manage your portfolio yourself, and want to focus on only the Canadian banks, then these Canadian veqt vs. com is the best place to buy, sell, and pay with crypto. com Exchange and Crypto. Mar 11, 2024 · What’s the penalty if I file the T1135 late? If you fail to file Form T1135 on time, watch out, the penalty can add up pretty quickly. Discussion is geared towards investment opportunities that Canadians have access to, including questions regarding individual companies, ETFs, tax implications, index investing, and more! How much annual return for xeqt or xaw, in long run? For those of you holding these equity ETFs, how much are you expecting the annual return to be in the long run? lets say 15-20 years. @Nip – for a TFSA, VEQT would be similar to a mix of VCN/XAW. Years 15-20 VBAL (60/40). VOO/VFV Historical Performance vs VEQT/XEQT Hi everyone, I am currently holding majority of my TFSA holdings in XEQT and I was wondering what everyone's thoughts were on holding act vs VOO/VFV. I did some backtesting and the differences between the VEQT and XEQT allocations are long-term negligible so went with VEQT. 10% MER + 0. Not to mention these index ETFs have way lower management fees. Please look at this Yahoo chart for the last 2 years comparing: XAW. Assuming a 2% distribution yield, that means the overall tax drag is 0. Personally I am all in VEQT right now but I am over 30 years from retirement. I think it's sad, I'm watching many solid ETFs with low volume. Yet this sub swears by it. XEQT is the superior performing, more popular and less expensive ETF than VGRO. Pros and Cons of XEQT vs VEQT XEQT. Feb 24, 2024 · Like others, adding more XAW to TFSAs every year. Hello, I am really beginner to ETFs. So, if you are using something like Wealthsimple to compare 5 year returns, you might actually be comparing 5 years of growth of XAW to only 3 years of Growth for VGRO. They've already acknowledged they would prefer not to use VEQT. Actually I have only eseries at TD DI but I am planning to open an account at questrade and buy ETFs in my tfsa account with this year limit. So if you were to buy VEQT, buying VFV and VDY would be redundant. They don't really market portfolios outisde Canada with a massive overweight ingredient of Canadian equities. Although both XEQT and VEQT are fairly similar in the sense that they both invest in stock ETFs targeting several different geographies, I will break down each fund’s current ETF holdings below. XAW – the battle of ex-Canada ETFs; Best Canadian dividend stocks; How to start dividend investing with as little as $1,000; Xaw, vcn and at some point adding bonds depending if bonds become more attractive would make the most sense or just buying a single etf the does the whole world. but have this feeling that America is going to bring more growth. 25%), so whether you go all VEQT or a mix of the two your costs are exactly the same. XEQT vs XAW. This 0. I presume with VEQT I could just hold gics separately although i would have to rebalance. If you really wanted to control your Canadian exposure you could use XAW + XIC, but if you want to have ~30% Canada then just buy VEQT. XAW vs. XEQT vs. Reply reply More replies. Both funds have semi-annual dividend distributions and global diversification, but XAW excludes Canada. Troisièmement, voici le rendement (moyenne annuelle et rendement par année civile) pour les 4 FNB. iShares’ website contains a breakdown of the holdings of all of their products, the top line for XEQT says it holds the US S&P Total Market Index ETF which contains the equivalent of VFV plus small caps, then the 3rd line is the S&P TSX capped composite which is essentially VCE. For those people that want to tinker and use XEQT + VFV as their two-fund portfolio, it's not much further to unpack into a three-fund portfolio. Probably XAW vs VXC is more popular because The OP is specifically asking a question for a three fund portfolio, you don't need to redirect them to what you feel is the right answer in VEQT. XAW, the iShares Core MSCI All Country World ex Canada Index ETF, tracks all markets outside of Canada, as the name suggests. 0. I liked splitting VFV and VEQT because VFV has a bit more weight in the technology sector. So your only decision is whether you want 80% and zero maintenance or 90% equities with regular rebalancing. Thpse firms also offer XAW and VXC, and presumably those funds are also based on the expertise of the world's largest asset managers. Mar 22, 2025 · XEQT vs. VDY has also outperformed XEQT (+32. It consists of several BlackRock ETFs that focus on equities. I think that decision needs to be based on other assets owned like I referenced above. HEQT and see which one is most suitable. Apr 7, 2023 · If you’re a Canadian investor and looking for a broadly diversified global equity index then Vanguard has two obvious options. 33. I am aware that XEQT has an increased diversification so there is less risk there as opposed to solely the S&P. XAW just happens to be ex-Canada if you already own many CDN stocks like do and need more diversification. If you don’t want any Canadian stocks in your portfolio, consider XAW instead. hold XIC in a non-registered account to take Are VXC/XAW identical to VEQT/XEQT, less the Canadian equities? Or are they more similar to VGRO/XGRO, etc. 81 x -- XAW. XAW). VGRO. In doing so, I hope to help you determine which all-in-one equity ETF could be right for you including any upcoming Tax-Free Savings Account (TFSA) or Registered Retirement Savings Plan (RRSP) or taxable account I prefer: 95% XAW + 5% VCN + ZAG XAW: Covers American and global VCN: Canadian ZAG: Bonds Once I get older I will start investing into bonds, right now is pure equities. Jan 24, 2021 · VEQT is an all-encompassing ETF with a wide-range investment net. I own XAW and also own individual stocks like Johnson & Johnson, etc. Invest beyond Canada’s borders to own companies from around the world. Why did I do that? My key reasons were: XEQT has a lower overall fees than VEQT; XEQT has a higher exposure to the US For me it’s personally its the diversity of VEQT vs VFV. 8-12%? For xeqt, annual return since inception has been about 9% and S&P500 since the 1950s has been about 11%, is that a reasonable amount to project? I have a decent portion in xeqt in my RRSP and when I opened a TFSA awhile back, I made xeqt the backbone of that account as well. VBAL and XAW are very different products. Until very recently, VXC had a higher management expense ratio than XAW (0. 22% MER + 0. So my plan is to drop like $2,000 into VCN initially, then start pumping into XAW once a month until VCN gets close to 3%, then I'll just allocate into VCN once every few months and into XAW once a month, so I will keep my fees down. Low-cost way to own U. Crypto. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns. Aug 31, 2024 · VEQT vs XEQT Which All-In-One ETF is Better? As a Canadian investor, you’re likely looking for ways to grow your wealth over the long term. 27% vs. 22% and VEQT VXC is 0. XWD is the better ETF. You can't reasonably expect VOO to outperform VEQT going forward. g. I'm 45 so a ways from retirement. All of these all-in-one ETFs are great to own thousands of stocks from around the world for less. 13% vs. This is the percentage that is deducted from the ETF’s net asset value (NAV) over time Nov 26, 2020 · Money Topics. VEQT vs VGRO comparisons – VGRO ETF for lower volatility and fixed income exposure Vanguard Growth ETF Portfolio (VGRO) The Vanguard Growth ETF Portfolio, which is slightly older than its VEQT counterpart, originally debuted on the Toronto Stock Exchange on January 25, 2018. I mean, who's to say Blackrock won't get around to dropping the XEQT MER in a year or whatever? I see so much love for veqt/xeqt but not many mentions about xwd/xaw. An all-stock portfolio can be risky during market downturns; A lower dividend yield than VEQT; VEQT. With so many Vanguard ETFs available, readers might wonder, how does VEQT compare to these other Vanguard ETF funds? VEQT vs. The three also have a lower MER. These low costs mean more of your money remains invested and compounds over time. 4 days ago · The correlation between XEQT. In the 2010s is when the S&P really takes off vs the rest of the world. Investing. Tout d’abord, voici les rendements (moyenne annuelle) pour des périodes de 1 an, 3 ans, 5 ans, et 10 ans. 100% XAW = 60% XUU (USA total market) + 40% XEF (international developed) And then you adjust the 60/40 split between those components as desired. 48% FWT = 0. Right now XEQT has a 44% allocation to US stocks and VEQT has a 42% allocation. 174% and 0. The penalty for filing the T1135 is $25 a day to a maximum of 100 days or $2,500, plus interest for that period (note: minimum is $100). 22%, while VEQT’s is just 0. The only reason to go with XAW and XIC is because you want to break up your Canadian allocation, either because (1) you want to reduce/increase your exposure to Canada, or (2) you want to hold your positions in different account types (e. Certainly no reason to switch if you already hold XAW. The main difference is that iShares XEQT also invests in Canadian stocks, and reblances it’s weighting automatically. I started this blog to show it is possible to achieve financial independence as a single-income family with two young kids while living in Vancouver Canada, one of the most expensive cities in the world. , a fund of funds), there will be a small bit of an extra layer of unrecoverable foreign withholding tax, so that's why I'd recommend XUS if you have access to XUS in a commission-free trading account. ZAG – ZAG is from the BMO’s bond component and is the currently recommended bond index by Canadian Couch Mar 22, 2025 · For example, holding VCN and XAW. Find the latest Vanguard All-Equity ETF Portfolio (VEQT. This would be like someone in Australia saying VEQT is not diversified because it doesn’t have enough of a AUS position. 41 billion). An alternative approach is buy XAW (total market ex-Canada), then buy XIU to add Canada back. iShares XEQT ETF. Vanguard FTSE Canada Index ETF (VCE. The correct answer is that you should go with either VEQT or XEQT. Just provide an informed answer to their question. 36% FWT = 0. 86 billion and VXC is $1. Reply reply [deleted] • Oh ok thanks for clarifying that, as Canada is approximately 2-3% of the global market. XEI is the better ETF. VEQT is a set it and forget it solution. 27% MER + 0. To be fair, the MER of XEQT XAW is 0. Here's some reasons why the Canadian allocation makes sense for Canadians. HEQT. Other than slightly lower fees, I don’t see any huge benefits of opting for VCN/XAW over VEQT. So which of these all equity ETFs should we pick? Let’s compare VEQT vs. I've read about the home country bias and I'm not sold on the reasoning, with the Canadian market being 3% of the whole world. XWD vs XEQT. 59% Aug 29, 2019 · @Ellen: VEQT would be very similar to VCN/XAW (other than slight home bias differences). It is actually expected to have a total cost that is nearly identical to VT. 45. XAW + XIC difference, let's look at the numbers. I also prefer to support Vanguard if possible, because they're a big part of the reason we have ETF fees this low in the first place, and they also brought these all-in-one ETF products to Canada. I'd argue it's probably better to not rebalance your Canadian vs ex-Canada allocation at all in a non-registered account, especially if you can stay roughly Averaged out it's about $0. I was wondering if this advice is also applied to non-registered accounts, once your tax advantaged accounts are maxed out. This is the percentage that is deducted from the ETF’s net asset value (NAV) over time, calculated Feb 19, 2019 · VEQT will have similar withholding tax implications to VCN/XAW in TFSA and taxable accounts, if you’re looking for less holdings (although it has a slightly lower allocation to Canadian equities than your sample – 30% vs. Lower MER than VEQT; Quarterly dividends; Diverse market allocation of stocks; Cons. 04%). Feb 15, 2019 · I'm looking to start index investing, and have more or less narrowed down to VFV or VEQT - looking to go 100% equities. Feb 9, 2025 · VXC vs. Mar 13, 2025 · Considering the long-term horizon, I'm leaning towards XEQT/VEQT, which have no fixed income. I’ve held VTI in my wife’s RRSP for well over 10 years so no point in changing now. As a Canadian you should not be 100% in foreign equities. The MER will be a little cheaper and you can set your own desired weightings. TO and VFV. After several of doing Tangerine Funds I finally took the plunge and went with Questtrade to start a portfolio. Like XEQT, it is also 100% invested in equities and was introduced in the same year (January 2019). Feb 15, 2024 · Added: The likes of VEQT and XEQT should be more popular than the likes of VXC and XAW, the former being one stop solutions. Ignored members: HappilyRetired, MrMatt, Faramir, MarcoE Find the latest iShares Core MSCI All Country World ex Canada Index ETF (XAW. The allocations in VEQT aren't random, Vanguard know what they're doing. This is mainly due to its higher stock allocation. It's a large amount of money dedicated to one type of asset class in a very specific location where May 19, 2022 · Rendement : VGRO vs XGRO vs GGRO vs ZGRO. Both funds have global diversification. The difference is minuscule (a difference of $4 on a $10,000 portfolio), but if we had to pick a winner, it would be XEQT. 0’s RESP. If I had to pick one, I’d pick XEQT, simply because of its higher exposure to the US. TO across key investment metrics, including historical performance, risk, expense ratio, dividends, Sharpe ratio, and more, to determine which asset aligns better with your portfolio strategy. It’s probably more than half the fees holding VCN/XAW than VEQT. Jul 27, 2024 · XWD vs XAW. e. And finally, since USA stocks are comprised of large/mid/small caps, you can swap out XUU for XUS (S&P500 large caps) as you like. Nov 26, 2024 · All-Equity ETFs: XEQT vs. Best Emerging Markets Equity ETFs XEQT is a fund of funds, holding ITOT which represents 3000+ US companies, XIC which represents 200+ CA companies, XEF which represents 2000+ EAFE companies, and IEMG which represents 2000+ emerging market companies. 3M for XAW). The main difference between XEQT and VEQT is in allocations, where VEQT offers a higher exposure to Canadian equities while XEQT offers higher exposure to developed market equities (excluding North America). Aug 22, 2024 · The main difference between XEQT and VEQT is in allocations, where VEQT offers a materially higher exposure to Canadian equities while XEQT offers higher exposure to developed market equities (excluding North America). May 15, 2024 · L’ancienne approche de « Couch Potato » était d’acheter les 3 FNB ZAG/VCN/XAW et de rebalancer à chaque achat ou une fois par année. Related vi Dec 2, 2024 · We’ve seen Vanguard lowering the expense ratio for VXC to match its competitor’s product (i. Jan 25, 2025 · I’m the same. 58 ; Bid 46. Jan 6, 2025 · In this article, we break down XEQT vs VFV, highlighting their features, investment strategies, and compare their Management Expense Ratios to help you make an informed decision. Thanx! Feb 8, 2025 · All Equity ETFs Comparison – VEQT vs. TO is a passively managed fund by iShares that tracks the performance of the Morningstar Gbl GR CAD. For an RRSP, you could hold VEQT, or With the combination of VCN and XAW you've removed the possibility for the portfolio managers of VEQT to rebalance and instead you're in control of rebalancing between the two if desired. Note that VEQT has not existed for 2 years but we'll use it anyways. To clarify, the MER on VGRO and VEQT are the same (0. TO and VEQT. Beyond the bond allocation, VGRO only started in 2018. , that are held within XAW – XAW gives me much more diversification than I would ever be able to get trying to replicate its holdings. Total Cost of VXC = 0. 5. VEQT refers to the Vanguard All-Equity ETF Portfolio, which also “seeks to provide long-term security by investing primarily in equity securities. VFV has done very well since inception - is it worth it to go to VEQT (or XAW for that matter) instead for the geographical diversification outside of US? I'm looking to stick to just one ETF for simplicity, for my TFSA. 567% while for XEQT it's 2. May 1, 2019 · As you already stumbled on, XAW is cheaper and more tax-efficient than VXC. VEQT vs XAW. Looking ahead. According to May 16, 2022 · For VEQT, foreign tax paid was 8. 147%. Edit: I Apr 10, 2018 · One thing you may not like is its average volume (8k for ZGQ vs 43k for XAW and price*volume of about $360k for ZGQ vs $1. By Justin | 2023-05-12T18:18:47+00:00 May 12th, 2023 VXC vs. I would prefer XAW, VCN and ZAG over VGRO, for a cheaper MER in the long run, I can rebalance how I like, because I dislike the 30% allocation into Canada and 20% into bonds. I “double dip”. XAW vs ZSP 💰🍀 . Horizons HGRO fund. 20%. 7% of the total distribution per unit in 2020 and 10% in 2019. Mais, ceci requiert 3 transactions à chaque fois (3 x X,XX$), donc beaucoup de frais de transactions. Jan 4, 2024 · If you can, move to VGRO or XGRO or ZGRO. With the desired allocation, you might as well just go with VEQT/XEQT and spare yourself any further trouble. XAW, which is the best ex-Canada international index ETF? Find out why you should hold one of these ETFs. iShares XAW is Blackrock’s all-equity portfolio, excluding Canadian investments. Easy, simple global portfolio diversification without Canada – whereby you can buy and hold Canadian stocks at your leisure. Baby T1. That would almost be identical to VEQT, so it makes no sense to use two ETFs when you could have your desired allocation using 1 ETF. 81% vs +33. Apr 23, 2025 · XEQT vs. Mar 23, 2025 · VEQT review; XEQT review; VXC vs. 40 annual dividend. TO) stock quote, history, news and other vital information to help you with your stock trading and investing. and yes, to the previous comment: May 13, 2025 · XAW. XAW is even simpler and leave Canada out altogether. That way you can increase US exposure by decreasing Canadian exposure and keep it to two well diversified ETFs without the complication of overlapping percentages. 73%). 21%. Feb 3, 2023 · Here’s a more detailed comparison between VXC vs XAW. 24%. Am I missing something? VDY has outperformed VEQT in the past year (+38. Apr 25, 2022 · VEQT vs. I have a portfolio of roughly 50%VEQT, 40% VFV and the other 10% in VDY. . You could split an XEQT portfolio into a two-fund portfolio of XIC + XAW and then deviate from the 25/75 split as desired. This means that each asset class is free to fluctuate within the constraints of the overall 70% foreign equity allocation, based on the relative stock market values of Nov 10, 2016 · Lower MER for XAW, more tax efficient, so overall less costly than VXC; XAW has exposure to mid- and small-cap US stocks whereas VXC only has exposure to large-cap US stocks; distributions - about 2% for XAW versus around 2. VEQT Review – A Vanguard All-Equity ETF Analysis; Top Canadian Dividend ETFs – Why we don’t own them; Step-By-Step Guide on How to Make a Dividend Portfolio Spreadsheet (Dividend Tracker) VXC vs. 24%, compared to XEQT’s MER of 0. Previous Close 46. Jan 5, 2007 · 2. I prefer XEQT over VEQT as XEQT pays four quarterly distributions, whereas VEQT pays a lone annual distribution in early January. And since there are significantly more well-known international companies based in the US than in Canada, buying an index ETF that has higher exposure to the US market makes a lot of sense. That indicates a strong positive relationship between their price movements. XIU tracks the TSX 60 index for Canada; ZSP tracks the S&P 500 index for the U. Would it be stupid to switch from xeqt in my tfsa to just xus/vfv? XAW has an MER of 0. I mean, who's to say Blackrock won't get around to dropping the XEQT MER in a year or whatever? To be fair, the MER of XEQT XAW is 0. Aug 25, 2024 · XAW vs VEQT is not a true apples to apples comparison, plus it’s not really fair to say VEQT is superior based on just one year’s performance. Feb 18, 2019 · Any thoughts on the advantages and disadvantages of these 2 funds. Loading Chart for VEQT. TO and XEQT. XEQT Vs VFV - Global diversify or not diversify. And since XIC holds only Canadian stocks: 100% XEQT = 25% XIC + 75% XAW. S&P500 is not focusing on technology. Then 20-25 VCON (40/60) 100% VEQT for years 1-10, then if market is up, sell and reinvest it all in VGRO, repeat with a similar approach as above 100% VGRO for first 15 years and so on. VEQT seeks growth through equities VDY trades high yield dividend stocks Conventional wisdom is that dividend stocks should grow less because they are paying out profits as dividends instead of reinvesting them. In the TFSA and RRSP there is no issue with selling and re-buying like there would be in a taxable account. It was launched on Feb 10, 2015. XAW will be 97% of my investments, 3% into VCN. Reply Feb 3, 2025 · If you were to hold an ETF, I think it is far better to hold a diversified broad market index ETF like XEQT, VGRO, XAW, or VXC. XAW: Fees The fee charged by an ETF is expressed as the management expense ratio (MER). Buying VEQT would expose you to the same components of the S&P500 fund (VFV) as well as Canadian Dividend stocks (VDY). 44% XAW and 56% Canadian dividend stocks. It's a good compromise and I could balance with some XIU later maybe. 100% VEQT investment for the first 10 years. Apr 6, 2022 · VXC vs. , international and emerging market stocks. And most people can't avoid active investments. All of the ETFs have comparable diversification. VEQT. Notice how a portfolio of 50% US and 50% Intl vs 100% international stocks performed within a total of 5% of each other between 1985 until ~2008. Before then I was 75/25 equities to bonds so I had a re-balance in March-April 2020. I feel like both veqt/xeqt are overweight in CA considering the following. TO and similar to XEQT/VEQT for global and US exposure compared to Canadian dividend ETF proxies of XDIV and VDY. , international, and emerging markets equity allocations are more fluid, as they are based on each region’s current stock market value, or market cap. We originally went with VXC because I liked Vanguard but after comparing VXC vs. They’re both winners in my eyes. Keep in mind that both XEQT and VEQT are fund-of-funds, meaning that they hold several underlying ETFs. Unless one does not like iShares 24% Cdn equity allocation or Vanguards 30% Cdn equity allocation, or one insists on stock picking their Cdn allocation, choosing VEQT or XEQT should be a 'no brainer'. Denne XAW-gennemgang dækker aktiver, ydeevne, gebyrer, hvordan man køber i Canada, og hvordan den sammenlignes med lignende ETF’er såsom VXC, VGRO, VEQT og XEQT. 73 trillion. Then year 10-15, move to VGRO. Yes, some duplication with XAW and VTI but I’m not personally worried about it since I will be drawing down my RRSP long before TFSA. HEQT; How to Start Investing in Dividend Personal preference, given your age and horizon for needing the money your main focus is how much you can save and start working for you. S. VEQT vs VFV May 25, 2023 · If you were to perfectly execute this strategy each month, you may be able to eke out slightly higher returns than VEQT. VCE + VFV is essentially what XEQT holds. XAW/VXC are the closest thing we have in Canada to VTI. com Jan 15, 2025 · When looking at exchange-traded fund (ETF) for 2025, iShares Core MSCI All Country World ex Canada Index ETF (TSX:XAW) and Vanguard All-Equity ETF Portfolio (TSX:VEQT) are strong options. Two popular all-equity ETF options are Vanguard’s VEQT and iShares’ XEQT. I am looking at one of these options: - XAW (97%) + XIC (3%) - VXC (97%) + VCN (3%) I prefer the more passive approach of VEQT's ex-Canada allocation being at global market cap weights compared to XEQT's fixed percentages. I don't like XEQT and VEQT due to the 25-30% Canadian bias. If we compare VEQT’s past returns to the aggregate performance of its four underlying ETFs since February 2019, we see our component strategy did outperform VEQT during this time – which is good news. XAW is the better ETF. I prefer having full control over my investments, so I like to buy into the three, rather then choosing XEQT/VEQT or VGRO/XGRO. Dividends from those holdings are only subject to Level I FWT (i. The fee charged by an ETF is expressed as the management expense ratio (MER). TO. This has likely already been beaten to death, but since you have already read this far feel free to provide your input on preferences between VEQT and XEQT as well as between VXC and XAW and any justifications thereof. XAW. ” VEQT was launched on January 29, 2019, and was made up of the following underlying ETFs as of March 2023: I just did a XEQT/VEQT returns comparison earlier tonight for someone who is buying XEQT, VEQT and ZEQT. I use XAW to offset bias / ownership to any CDN stocks and reduce CDN % in portfolio with ease. Give it a read here. Apr 25, 2023 · Need an ex-Canada All-in-One equity solution? Look at XAW. XAW is the superior performing and more popular ETF than XEQT which is less expensive. Summary – Five dividend stocks we plan to buy in 2025 Sep 8, 2024 · HDIV’s approach is very similar to the all-in-one ETFs and the all equity ETFs like VEQT, XEQT, and HGRO that Vanguard, iShares, and Horizons offer. (12-month yield is calculated by multiplying the dividend/share payout * number of shares in the fund / NAV of the fund) As for the XEQT vs. 58% Total Cost of VT = 0. XWD is the better performing ETF than XAW which is more popular, less expensive and higher-yielding. They include 0% Canada but Canada is only a few percentage of VTI anyways. Yes, XEQT underweights emerging markets in their foreign equity allocation, relative to a market cap weighted index approach (which is what XAW uses, and VEQT). Some people will advocate XEQT because it has a higher US allocation but XEQT has some problems including low volume and weird bid/ask spreads. 22%) and higher expected foreign withholding taxes in a taxable account (0. Since QQQ is the 5th largest ETF by AUM in the US at $288. vgro Curious on peoples thoughts for a 28 year old aiming to retire by 60 (hopefully earlier). iShares XEQT vs. By Justin | 2021-09-24T20:34:28+00:00 September 30th, 2021 3 days ago · Tawcan is a Canadian personal finance and dividend investing blog that chronicles my quest for financial independence and joyful life. If you want to own a few CDN stocks, then XAW is an outstanding fund to own. ZEQT: Fees. 100% XEQT = 25% XIC (Canada) + 75% XAW (ex-Canada) Anyone that disputes the 25% domestic bias inside XEQT can unpack it into two ETFs and then adjust the 25/75 split as desired. The 12-month yield for VEQT is 1. XAW – The battle of ex-Canada international index ETFs; All Equity ETFs Review – VEQT vs. The key difference? The key difference? The likes of Vanguard, iShares, and Horizons construct these all in one and all equity ETFs by holding company-managed ETFs; HDIV uses non-Hamilton covered Jun 7, 2021 · Many people have asked why I use XIU and ZSP for the equity components in my portfolio, as opposed to VEQT or XAW (which are popular choices today). Hvad er XAW? Nov 12, 2024 · XEQT vs VGRO. VEQT vs XEQT Jan 24, 2024 · iShares XEQT vs Vanguard VEQT. My general advice is to go with the simpler one-fund portfolio. Both are designed to offer comprehensive exposure to the stock market, but they have some differences worth considering. withholding by the held companies’ domestic tax authority). Jul 3, 2018 · In terms of XAW vs. Jun 15, 2023 · ZEQT/VEQT/XEQT/HGRO => disproportionate Canadian weighting I'll keep digging a bit but I think I will go for XAW (too bad for the 3% canadian market). Canada has the tenth-largest economy in the world with a nominal GDP of $1. 6% for VXC; distributions for XAW are twice a year versus 4 times a year for VXC; for profit (iShares) versus non-profit Jul 15, 2024 · As you can see from above, $10,000 invested in QQQ in 2016 would result in over $42,000 in 2024 whereas the same amount invested in XAW and VFV would result in less than $30,000. People that are not from Canada would rip someone apart for having a 20% weighting into Canada. separate etfs Aug 7, 2024 · However, VEQT’s U. VEQT holds 100% in equity whereas VGRO holds 80% in equity and 20% in bonds. And if they disagree with how that 75% foreign component is split between USA/international markets: 100% XAW = 60% XUU (USA) + 40% XEF (international developed markets) It is very easy to replace XEQT or VEQT with 2 or three ETFs that change the weighting to one you're more comfortable with, but keeps all the same diversification: XUU, VDU, ZEM for example. So, Sep 12, 2019 · VEQT is a Canadian-listed fund that holds international market equities via its VIU component. View the differences and similarities in the holdings and other statistics of XAW vs. 2% respectively. So for example if you are in VEQT and you gain 10%, VEQT actually gained 10. Ved at bruge en kommissionsfri handelsplatform som Wealthsimple Trade og Questrade kan du også købe XAW gratis og spare på handelsgebyrer. Nov 2, 2021 · For example, holding VCN and XAW. Emerging market equities are held via its VEE component, which is not as tax efficient and is subject to Level I + II FWT. There might be a slightly cheaper all-equity ETF available; Vanguard VEQT vs. Sep 8, 2024 · This can easily be done by investing in a global index ETF, l ike XAW or VXC or even one of the all-in-one ETFs. 01% lower than XAW. Sep 13, 2024 · The main difference with VEQT is VGRO is more conservative and has an 80/20 split between equity and fixed income. Something else The literal data proves you wrong. 56 ; Open 46. They are both great, i’m a lazy investor, I don’t have the knowledge or time to hand pick individual companies. TO iShares Core MSCI All Country World ex Canada Index ETF. com DeFi Wallet. Almost 4,000 more stocks than XEQT which adds XAW holds only foreign stocks, and both XEQT and XAW splits those foreign stocks between USA and other international markets in the same ratio. VEQT, etc. Vanguard FTSE Canadian High Dividend Yield Index ETF seeks to track, to the extent reasonably possible and before fees and expense, the performance of a broad Canadian equity index that measures the investment return of common stocks of Canadian companies that are characterized by high dividend yield. VXC vs XAW ETF (XAW ETF Review) Seems like more people in the Canadian dividend investing community prefer Blackrock’s XAW ETF to Vanguard’s VXC ETF (case in point, assets under management for XAW is $1. Passive needs active, active need passive. Feb 17, 2025 · Having said that, I think the overall risk is low for XAW due to its diversified nature. My primary decision factors were my level of comfort and confidence in the index ETFs. This meant that most tax-loss selling investors would have preferred to switch back to XAW once the 30-day holding period had been satisfied. Other Vanguard ETF Funds. Better still, you have 10-20 or more investing years ahead and have a good stomach, then go VEQT, XEQT, HEQT, etc. 0 was born, ex-Canada ETFs like VXC and XAW were available. With VEQT, you would only have to track a single adjusted cost base (ACB), so for tax purposes, it would be marginally easier than tracking the ACBs of two ETFs. Furthermore, XEQT is part of the iShares fund family owned by BlackRock while VEQT is part of the Vanguard Group’s fund family. -based Vanguard listed funds (i. Hi! I see some common advice in this subreddit about just auto depositing into either XEQT or VEQT and basically setting and forgetting. What I’m saying is, switch because the make-up of VEQT is something you are comfortable with holding for the long term, not because it outperformed XAW in a short period of time. TO are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. My main question is whether the 20% fixed income component of XGRO/VGRO or even the XBAL/VBAL (40% fixed income) is necessary for a two-year-old’s RESP? Apr 6, 2022 · VEQT has an MER of 0. XEQT vs XEI. The rebalancing nature of VEQT will have a beneficial effect. 10 per share, which is similar to VEQT's $0. As mentioned earlier, this is like going down a very deep and dark rabbit hole. XEQT is the better and ETF. 69%). VEQT holds 4 other Vanguard ETFs, that collectively invest in over 13,500 underlying stocks across 51 countries. Canadians interested in investing and looking at opportunities in the market besides being a potato. Here is a backtest of the 2 portfolios. If you’re having trouble choosing an all-equity ETF to invest in, this tutorial should help you decide between XEQT and VEQT. 78 I'm looking to start index investing, and have more or less narrowed down to VFV or VEQT - looking to go 100% equities. Rendement – Moyenne annuelle. Feb 1, 2021 · Lots of investors do that – own the elements of XAW vs. I was planning on buying VEQT but saw some people suggesting VCN 30% and XAW 70% and I also read somewhere that VCN and VT = VEQT (Don't know what% though). Sep 13, 2024 · iShares XAW ETF vs. XAW is an excellent choice if you go with a multi-ETF approach (i. 49% FWT = 0. XAW holds over 8,600 different stocks and only seven of those stocks (Apple, Nvidia, Microsoft, Amazon, META, Alphabet, and Berkshire Hathaway) make up 1% or higher of the XAW. Read my full VGRO review here. I will go 100% equity at first (XAW 97% and VCN 3%), until I get closer to retirement I will increase my Bonds with ZAG. Nov 23, 2020 · Today’s post helps solve that problem by looking at and comparing Vanguard’s VEQT vs. I'd say 9/10 of all retail investors are fine just sticking with a single all-in-one ETF, whether it's VEQT/VGRO/VBAL/etc. Approx. Sep 25, 2023 · XEQT and VEQT are both great all-equity ETFs to invest in. As some expect China to overtake the USA at some point emerging markets will be more attractive from my understanding. TO is 0. com Visa Card — the world’s most widely available crypto card, the Crypto. 33%). What Is an ETF? An Exchange-Traded Fund (ETF) is a type of investment fund that pools money from multiple investors to buy a diversified portfolio of assets. A high level comparison between VEQT, XEQT, and HEQT. That extra 2% is meaningless. This is explained at time 3:09 of the following video: Sep 30, 2021 · MERs and Foreign Withholding Tax Ratios (FWTRs): VXC vs. ksturbi qrnlw fhmpe lxolir amhn ermt mzyws auvuqh lvgwu aabwtj